I have "Show Bank Details" and "Copy Bank Details to Memo" enabled on all my accounts.  As far as your recommendation of manually uploading and manually entering trnasactions because QBO has decided to redact the information that is PROVIDED by the bank, this is worse than not providing any recommendation at all.  I already know how to manually enter the transactions.  My original question is WHY do I have to do this?  This functionality worked perfectly until about a month ago, when INTUIT or CHASE made some sort of change to the process.

  The information delivered by Chase has not changed, as I can plainly see by manually inspecting the QBO or CSV files delivered by the bank.  Why is INTUIT taking it upon themselves to limit my access to this information?  It cripples the functionality provided by automatic download and connecting bank accounts to QBO.

  I want an explanation of what has changed, and I want to know HOW to disable this unnecessary and stupid redaction of already redacted information.  I am fully aware of how to do these "work-arounds" that you have kindly provided.  What I want to do is eliminate the need to do any such thing.  I have too many clients to be manually fiddling around hand editing csv files, or worse, manually making entries for information that is made available electronically.  I have 21 clients, and some of them have hundreds of transactions per month.  Intuit has broken this process.  I think Intuit owes me an explanation, at minimum.  And ideally, provide me a solution that allows me to regain previously available functionality.