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Thank you for the reply. The gear icon "Memo" is not really My memo, it shows the column for the "Bank Memo", it should have been renamed to Bank Memo, not just "Memo".
There is a difference between Bank Memo and the Memo that user can add for a transaction.
Bank Memo is bank's description of the transaction, not mine description.
Even if I change the description of the "Bank Memo" this will not be recorded in quickbooks under user's Memo, the user's Memo field will be blank when you look up the transaction in the Chart of Accounts. Only way to add description for user's Memo is to click on "add more details" and then type the description under the Memo field.
I want to find out if there is a way to add Memo (user's memo, not bank memo) in the bank feed center to avoid clicking on "add more details" because again, changing the description of Bank Memo does not serve any purpose as this is not my Memo, only bank's memo and my memo will be blank after adding the transaction.