I can help share some info about why it has only downloaded the past (3) months' transactions, slidermama.

It depends on your financial institution on how far back you can download transactions. 

To bring in beyond 90 days' worth of transactions, follow the steps below to import your bank transactions to QuickBooks if your FI supports WebConnect (.QBO) file.

Here's how:

1. Go to the File menu and choose Utilities.
2. Click Import.
3. Select Web Connect Files.
4. Choose the QBO file, then click Open.
5. When prompted to choose a bank account, select Use an existing QuickBooks account if the account is already set up or Create a new QuickBooks account if it's not yet added.
6. Click Continue.
7. If data has been successfully downloaded, tap OK.

You may also consider looking for a third-party converter app that lets you do the tasks. Check our QuickBooks App store and browse for an app that suits your business needs.

Once transactions are in, you can start reconciling your account to ensure they are updated.

I'll be around if you have follow-up questions about bringing transactions into your account. Keep safe!