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You've confirmed how QuickBooks works, but you haven't explained the elephant in the room. WHY DOESN'T an entry to a Customer record in Bank Deposits show up under the Customer record? It doesn't seem logical that the type of entry will dictate whether it appears in the Customer record. Otherwise, what's the point of selecting the Customer name from the drop-down menu in the Bank Deposit transaction? If it's meaningless, it could simply be in the Description field.
Has this issue been added to the list of requested program enhancements?