Quickbooks introduced a bug in a previous update. I am struggling with this as well. All of my CC# payments come in minus the processing fee. We also do net 2/10 for customers on terms. Currently the workaround provided is to create an expense for each transaction and then match the transactions as I normally would. But this is going mean I have to manually enter 100s of transactions for each CC# payment for each customer. This is a major bug and is supposedly to be patched in next update. But I was told that about the previous update as well.