Hi @KCM1 
 Thanks for the explanation... I also have Chase... I also have been having these issues... I only just caught it now that my expenses from my employee cards are not being brought in....

 So I messed with setting up the dumby parent account and making all cards including mine employee cards under it. I also see your point about credits only going to primary card while expenses pile up on "employee cards" What a pain...

  But my other question is I have 7 employee cards will all 7 of those be displayed in the banking section with my checking account??? That how it looks right now with the two I tested with. If so this is completely ridiculous that the top accounting software and one of the top banks can't even work together properly. I'm so frustrated. 
   Let me know if anything has changed since Jan.... maybe you or someone else reading has a better solution now. 
  I can get all the individual reports I want on Chase I have absolutely no need for it to break down into separate accounts per employee card when it comes through the QBO it should just all be handled in the primary card.  What a pain.

 Let me know if anyone has a different solution.  Thanks in advance.   -Eric