At first blush, this seems to do the job.  Not sure how comfortable I am with it being an "open" service, so to speak.  But it may be the only solution, my only option, since QB sucks at providing value for their customers.  Like you said, if they wanted to, they could provide this functionality in their sleep.  But they don't want to, because QB has always sucked at customer service, IMO.

I may also try the Big Red Consulting program that you cited elsewhere, to see whether it works equally well but in a more protected (?) environment.

Anyway, thank you sincerely for this information.