Hi, cricket69.

I understand that you want a payment processor will accept ACH payments for free. With that, you may want to visit our QuickBooks Apps store to find the right processor of your business needs. You can review the product and see its ratings and reviews as well. 

Here's how:

1. Go to the QuickBooks Apps store.
2. Type in ''Payment processor will accept ACH payments for free'' in the Search field.
3. Choose an application to read its overview.
4. Click Get app now to process your order.

Aside from this, Fiat Lux - ASIA will give you suggestions on what payment processor you will use that will accept ACH for free. 

For more insights about handling QuickBooks Payments, you can refer to these articles:

• Get started with QuickBooks Payments.
• Standard Payment Fees & Rate
• Keep cash flow strong with faster deposits.

• Common questions about payments deposits in QuickBooks Online.

Be sure to get back to me if you have additional questions with your ACH payments. It would be my pleasure to help. Have a good one!