I don't know why this works BUT...for Quicken .qfx files, simply download the .qfx file...open with Notepad...scroll down to where you see  "<INTU.BID>4411" (the number 4411 may be different depending on the bank), change the 4 digit number to 3000. Now save the document and change the extension to .qbo and voila! It uploads as a QBO file!