thank you for your timely reply.  I am trying to download a QBD template for importing my cc transactions into QBD.  Please don't offer me a subscription to QBO.  I am a one person business and don't have the resources for a subscription.  I don't use any other service for QBD, no payroll, no inventory, no vendor invoices.  I just need to record my cc transactions for tax purposes.  I have an inventory/pos database which exports my sales transactions into QBD with only minor problems.