This is nonsense QBO!  This question was originally asked in 2019!  Are you not listening to your customers? YOU DO NOT HAVE PERMISSION TO MAKE THESE DECISIONS AUTOMATICALLY!

As an Accountant user, I have seen disasters created by the auto rule feature and then you add a rule to supercede all rules with this automatch bank deposits "FEATURE".  One ring to rule them all I guess... to borrow from Tolkien.

STOP NUDGING YOUR CUSTOMERS!  They are telling you it's annoying and yet you ignore their pleas and soon they will be going elsewhere.