what does this even mean? put it in a notepad? what? 

a. trying to directly import older transactions gets me this error "something unexpected has happened QB can not connect with your bank try back in a few hours."  (I have received that error for the past few days)...

b. so I try the CSV work around..

BOA > XCEL > CSV > QBO and then the error...

"Error Importing Uh-oh, looks like we ran into some trouble importing this file at line Http failure response for https://selfemployed.intuit.com/secure/txImportData/csvImport/1402362: 422 OK~ Logged- in- A pi Service .handle Error~. Look for a date or an amount that shows odd formatting. Correct it and try again."

c. I have used this card for 28 years- this product QB for nearly that long- and this is the first year that all of my BOA data has been scrubbed - and I can not manually enter these transactions. 

d. I am losing my cool over here.