Hello, @Rick-StGeorgeSF. Thank you for getting back to us to clarify your situation. I'm here to share some details about the two-factor authentication required by your bank to upload the feeds in QuickBooks Online (QBO).

This authentication was implemented by your bank to safeguard your account. The option to turn this off isn't possible in QuickBooks. I'd recommend contacting your bank. They can remove the 2-factor authentication within QBO.

Moreover, I've added this article you can use in the future whenever you're ready to review your transactions: Categorize and match online bank transactions in QuickBooks Online.

I'll be around if you have other questions or concerns about any processes within QuickBooks. Let me know in the comment section below and I'll make sure to get back to you. Take care!