I can't let this happen to you, @Rick-StGeorgeSF.
I'll share some information and troubleshooting steps about multi-factor authentication. This way, you can navigate your account seamlessly.
QuickBooks multi-factor authentication is only required when you log in to your account and not when updating the bank. That said, I'd recommend that you contact your financial institution in this regard. They have a way of disabling the bank verification functionality.
For now, I'd suggest doing some basic troubleshooting steps to help fix the lag. To start, please log in to your account through incognito to verify if it's a browser-related issue.
Use the following hotkey:
- Ctrl + Shift + N (Google Chrome)
- Ctrl + Shift + P (Firefox)
- Control + Option + P (Safari)
- Ctrl + Shift + P (Microsoft Edge)
From there, re-update and re-run your categorize transaction list to confirm if it's already functioning well. If it works, return to your regular browser and press the CTRL+ Shift and Delete keys on your keyboard to clear the cache.
Moreover, don't forget to categorize the transactions and reconcile your banking account.
Lastly, feel free to visit these articles below on how to fix reconciliation and upload bank errors in QuickBooks:
Drop a comment below if you have any other concerns, and I'll get back to you as quickly as possible. Keep safe, Rick-StGeorgeSF.
