@skibumps90

I showed where you Control this; go to Edit Menu > Preferences. You control it, and if the file is set to use UF by default, that's why you do Not See the option dropdown for "deposit to:" so review that image, again.

And you know QB 2013 reached end of life in May 2016? It is not compatible on W10 and no longer supported, and worse, Intuit has a 3-year lifecycle, but your data is not 6 years behind current.