Thank you @GA for your relpy!

I already set up my credit card account so I'm good there. So I reviewed the Connect bank and credit card accounts to QuickBooks Online article you sent and it recommended that I create sub-accounts on my chart of accounts for each credit card we have.

However, if I do that, all the charges will still sync with my parent account and I don't know how to assign each transaction, as it comes in, to the appropriate card numbered sub-account. Further, even if I'm able to do so, it would be a time-consuming process to lookup a charge, match it with a person/card# on my bank account, go back to Quickbooks and use whatever means I need to to reassign the charge to that subaccount and then categorize the expense now that we know where comes from. Is there a way to make charges automatically go to a subaccount to make that process faster?