Hi there, @urbancowboy1994. Thanks for giving details about your banking concern.

I see you have a similar post answered by my colleague, Angelyn_T. If you haven't received any notification yet, you can click this link to be routed to the conversation.

Also, reviewing your accounts to ensure that real-life bank and QBO balances are in sync is a breeze. This can be done by performing the reconciliation process. Once finished, you can also pull up a reconciliation report that you can save to serve as a reference to avoid reconciliation issues in the future.  

If you have any other banking concerns, feel free to post again here in the Community. I'm always around to help. Take care.