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You can make the other account a sub-account. This way, transactions are still downloaded to it and are part of the statement when reconciling the parent account. Here's how:
You can take a look at this article for additional details about this: About Bank or Credit Card Subaccount Setup.
Feel free to save these articles just in case you might them when working with your banking transactions in QBO:
As always, you can reach out to us again if you need anything else when working on the software. We're always here to help and make sure everything is working fine.