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Allow me to step in and share additional info when recording your transactions.
When you find to match your transactions in QuickBooks, the system will show you the possible match for your payment.
Here's are some of the articles you can read for more details:
I also added our help articles where you can learn more about banking, account management, and many others. You can select each to view them.
Stay in touch if you have any other questions about recording your downloaded bank transactions into QuickBooks Online. I'll be delighted to be your guide once again.