3 days I wish!  I am on day 7 and the funds still aren't available in my account.  The convenience of processing money thru Quickbooks payments has really been outweighed by the EXTREME amount of time it takes for money to post to my account.  My most recent client made payment on 10/1 its 10/8 and still no money.  Come on QuickBooks you can do better.  You are already making enough money on all the services you provide.  Stop holding up the money of small businesses.