No one is getting the point here. You are not reading the initial question.

I manually enter bank transactions and download from the bank.  The transactions are checked as downloaded on the bank register but not "cleared" for the bank reconciliation.  

IT WOULD BE NICE IF TRANSACTIONS, ONCE MARKED AS DOWNLOADED IN THE REGISTER ARE ALSO MARKED AS CLEARED ON THE BANK RECONCILIATION.

I perform interim bank reconciliations so when I download transactions and mark them as downloaded, it removes the CLEARED denotation in the reconciliation.  Perhaps considering downloaded transactions as cleared would work.  This feature works great in QB Online - why doesn't it to the same for desktop?