Thanks for coming back to this thread, @SuperiorGCAZ.

I have some information about splitting the deposits with different accounts. In your case, you'll need to apply the customer payment to an open invoice. Then, add the vendor refund from the Deposit List section. Let me walk you through how.

1. Go to Banking, Bank Feeds, and then choose Bank Feed Center.
2. Tick the deposit, then select Add More Details from the Action drop-down.
3. From the Transaction Details window, tap the Open Invoices tab and look for the invoice that matches the check payment.
4. Scroll down towards the Deposit List section, select the vendor's name in the Received From column, Accounts Payable from the From Account column, and the Amount. See the attached image below.
5. Click Add to QuickBooks.

With the above steps, you're able to split the downloaded transactions into two separate accounts (A/R and A/P). Learn more about bank feed transactions in this guide: Add and match Bank Feed transactions in QuickBooks Desktop.

Additionally, here's a link that covers all the tasks you can do when using the banking feature. Feel free to look for responses that fit your concern.

Please know that you're always welcome to swing by if you have follow-up questions or concerns. I'll be around for you. Take care and have a good one.