Hey there, @JJB11. 

Thanks for following the thread. I'm happy to lend you a hand with your deposits. 

You can change how QuickBooks records payments on your chart of accounts right from QuickBooks without going into the Merchant Service Center outside of the program. Let me show you how below. 

1. Go to the Banking menu and choose Record Merchant Service Deposits.
2. Click on Change your deposit settings.
3. Pick the account QuickBook deposits payments into at your bank from the Bank for deposits dropdown. Tap on the account you track fees with from the Fees account dropdown. Select the account those fees are charged to from the Fees Bank for fees withdrawal dropdown.
4. When you're done, select Save Settings.

I've included some articles below that you may find handy:

• Automatically record QuickBooks Payments bank deposits
• Change the account QuickBooks deposits payments into

Please let me know if you have additional questions or concerns about this process. I'll be here every step of the way. You can reach out to the Community at any time. Take care and have a wonderful day ahead!