The main thing I'm asking about is for purchases I made with PayPal. The PayPal Bank accounts have all the details that make it easy to categorize my purchases. Same for the income. So I like being able to do the categorization there. The transfer of funds from PayPal to the bank showed up as a transfer, which makes sense. So I'm wondering if I mark the "deposit" into the PayPal Bank account as a transfer from Savings, and then in my savings, mark the "payment" to PayPal as a transfer to the PayPal Bank, if that will result in the correct totals everywhere, and correct accounting.