Thanks for your reply.  As I tried to indicate in my initial question, all three accounts have long been set up in QuickBooks.  I use them all the time.  So there are no new accounts to add.  (I would prefer not to add new accounts and then try to merge them with existing accounts in QuickBooks.)  I am trying to download transaction data into existing account but I am not being given an opportunity in QuickBooks to select the existing accounts.