The manual upload is still not working the error message reads "QuickBooks is unable to verify the Financial Institution information for this download. Please try again later."

My understanding is that Intuit holds the banks hostage for the bank identity code fee Intuit Charges the banks. So if AMEX doesn't pay Intuit's fee, then the code for the Amex bank will not work with bank feeds. You have to manually edit the bank institution code to one who has paid Intuit the ransom.