Thanks for checking this out with us, @CASTforChrist,

Viewing Reconciliation reports for Standard users with View Only access is currently unavailable. This is because they don't have the access rights to view or make changes in the Banking page.

To learn more about managing users in QBO, see this articles:

Add, delete, or change user access.

User types in QuickBooks Online.

I appreciate your time today. Let me now if you have any other questions about this or anything QuickBooks related. The Community has your back and I'm here if you need further assistance. Cheers to your success in the years to come!