Right - I do know how to manually upload. I don't want to disconnect because then my bank account info is gone from my bank menu of items. I just wondered if there is some bug in the system causing it to download multiple transactions. As I mentioned, it's been working fine since January 1, now all of a sudden it's duplicating and triplicating transactions. Worse yet, it's coding the duplicates incorrectly. For instance, a payroll check for one employee was coded as an award for another employee.