I have tried everything in this list of instructions. None of them work. None of them make sense. None of them mirror actual options or folders available in my computer. For example when I right click on "QuickBooks Desktop for Mac 2020 " there is no options to "Download Linked File As".

When I "go to" the folder "~/LibraryApplication Support/com.intuit.QuickBooks20XX/Downloads." No such folder exists, etc. etc. etc.

Am I supposed to replace "20XX" with "2020"? I tried that as well and no such folder exists. 

There are no instructions for how to convert a word or text file to QBO file. Even after you told me that's what you I need to do - there are no instructions HOW.

Basically, your instructions as written, are for people who know how all of this works making them useless.