Hello there, NewsB.

It looks like you posted your concern twice, and one of our colleagues @JamesDuanT, was able to provide a recommendation. If you haven't read the reply, check out this link for the answer: https://quickbooks.intuit.com/learn-support/en-us/banking/re-linking-multiple-credit-cards-to-one-gl...

Furthermore, QuickBooks suggests categories based on categorizing transactions once you connect your bank. To learn more, read this article: Categorize Online Bank Transactions in QuickBooks Online.

Keep me posted if you have any other concerns about your bank transactions and accounts. I'm always right here to help.