Having just migrated to QBO a few months ago, I have to say I wish I didn't.  The desktop version worked so much better.  After conversion, I found out that I lost all my custom fields, invoice templates that I created do not work now, recurring transactions are a disaster!  Also, now I only have Vendors and Customers, not Others for lists like in the desktop version.

I have been going crazy trying to get the recurring transactions to forward to the next month after use, and now I find out that this has been an issue for the last two years and is STILL not fixed by the engineers!  I have changed all my recurring transactions to "reminders" because I can't have them automatically processing into the checking account.  So now when I use a transaction and go back to skip the date, I don't have that option.  WTH!!  I am going to start looking for another program.  I am just beyond.........