Oh yes! There are automatic deposits! It happens all the time, and the payment is often applied to the wrong invoice. QBO often applies a payment to the NEWEST invoice instead of the oldest, and then a deposit occurs. A few weeks later I send out a reminder that an invoice is past due, only to discover that the client has paid the invoice in question and QuickBooks has applied the payment inaccurately. This happens often!

I also have QuickBooks trying to apply a transfer from one account to another to an invoice, just because the amount being transferred matches the amount of some client's invoice. QBO's attempts to be "helpful" are not very helpful. I spend as much time fixing things and reverifying things as I do with the everything else.

Give us control of merchant deposits!