This worked!!!!  I had it set to automatic updates, and it said everything was up to date, but I updated again anyway.  Also, Before I added the Bank Feed for Citi back, I went to CitiCards Profile>More Settings>Security>Manage Desktop Apps>Add Access button.  I had previously deleted my Citi access while troubleshooting.  May be worth checking if the updates do not work.  Thank you for this summary, fdr!