Hello there, got2bkidding.

Allow me to chime in and share some additional information about linking a credit card via online banking.

Before connecting it, you’ll have to check first how the bank sends the downloaded data. This is to ensure the online banking setup is compatible with your financial institution.

If the transactions download to one account, link only the parent credit card. However, if the data are imported to each account, you’ll only link the sub-accounts.

Currently, you can’t sync both the parent account and sub-accounts. If you try to link them, you'll get a message that they're already connected.

For more in-depth information, check out this link on how to set up a bank or credit card.

This information should point you in the right direction.

If you have additional questions or concerns about QBO, leave me a comment. I’ll be right here with you. Have a good one.