I have a credit union bank that gives me overdraft protection. That overdraft protection I use as a line of credit. I like to download it to make it simpler for myself but my issue is I have downloaded the checking account and it automatically has downloaded the overdraft account as well. Here are my questions
when I write a check obviously him I don't have to worry about having enough money to cover the check was a ghost overdraft. For example, I write a check for $120.00 but I only have $50.00. So how is the $120.00 check shown, how is $50.00 shown, and how is the $ 70.00 shown.
Please keep in mind that time to time i in fact put cash into the bank account so I also have checks againt that cash as well. Thank you for any help offerred