When our bank was taken over the account numbers were changed so I set up the new numbers undera sub account of the original bank. In order to merge the accounts do I have to set up the new bank account as a separate account rather than a sub account. At the moment it downloads bank transactions into the first account. Do I have to close out the first account and start from a new starting balance on the second bank account, or set the second bank account up as a totally separate account?