Thanks for joining the thread, @Cant2. 

Yes, only if the transactions are categorized (added/matched) it will affect the balance shown. However, if the entries are still under the For review tab, you may need to add them first to be under the Categorized tab.

Also, if you have any unwanted transactions you may Exclude them from your account. 

Furthermore, you'll want to check the article reconciling your account to make sure they'll always match your credit and bank statements. 

Please do not hesitate to go back to this thread should you have banking and any QuickBooks-related queries, I'll keep an eye out. Keep safe.