Having the same issue for 2 weeks! Paying for an elite but nothing is really helping in terms of QBO support. The service is frustrating and given that there are a lot having the issues and affecting the business, we are not having progress on this feature! I talked to a support staff just last week and they have advised that this was banks limit so the payment where declining, after reaching out to the bank , the bank then told us it was on QBO limit, been trying to figure out ways since last week to resolve this as there seems to be no help for QBO itself and they are not able to figure out what's wrong with their system!