I cannot even imagine what you've been through, @Cabbage1. I genuinely understand how important it is to download our bank transactions accurately. 

Let me share some information as to why you're experiencing this difficulty. To explain why you were unable to download bank transactions or access the Bank feeds, you have an outdated QuickBooks Desktop (QBDT) version. Thus, activities are limited to recording purposes only. 

I know how hard it is to transition to what we're used to, @Cabbage1. However, you may want to consider purchasing the supported version. The latest version allows limitless activities to enable you to manage your business accurately. 

If you ever consider, you can visit this website: https://quickbooks.intuit.com/desktop/. 

Here's an article you can read to find out what your computer needs for the best experience in QuickBooks Desktop 2024: System requirements for QuickBooks Desktop 2024. 

If you have additional concerns, know that we're one post away. Keep safe!