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I want to verify what version of QuickBooks Online you are using or in what region, @cconsoar? I 'm here to provide some insight into the different terms associated with each version.
Typically, the Cash and Cash Equivalents account is designated for non-US accounts. In the US versions of QuickBooks Online, the term Bank is used within the Chart of Accounts.
See the screenshot below:
I'm popping in this link so you can learn more about setting up the chart of accounts in QuickBooks: Learn about the chart of accounts in QuickBooks Online.
Reach out anytime you need help with setting up your new QuickBooks account. I'm dedicated to ensuring you have the best experience possible. Have a great day.