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Let's try to manually download your bank transactions, harriet5.
If transactions are still not downloading, let's check your bank's website. Let's look for an update or notification that needs your attention:
If you recently updated some information on your bank, you'll need to update that in QBO:
If you encounter bank errors, follow the links to fix specific download errors:
Let me know if you need further assistance, I'll be more than willing to help.