Kristian_S maybe you misunderstand what I was asking.  I understand matching and I understand bank reconciliations.  I asked for examples of situations where there is a "transaction" that is NOT in QB but is in the bank feed so the user would choose to ADD the transaction to QB. 

Matching is one thing, Adding is something completely different.  So please provide examples of when a diligent company would NOT have a transaction in QB but would have a transaction in the  bank feed.

And again, I'm not talking bank interest or fees.  Thank You.