I completely understand how that could be time-consuming and frustrating, @apk19. Let me provide some clarity and share the steps you can take to address it.
 

Please note that only Business and Personal bank accounts are supported by CBA Direct Feeds, which is why there isn’t an option to upgrade your credit card account.

I recommend reaching out to CBA directly to discuss the MFA requirements they’ve implemented for QuickBooks Online bank feeds. They’ll be able to provide further clarification and assist with any account-related updates that might help.
 

For now, you can choose to manually authorize the daily connection or upload your bank transactions into QuickBooks Online. While this may not be the most convenient option, it will help keep your records accurate and up-to-date until further action by your bank.
 

For detailed instructions on manually uploading transactions, please refer to this guide: Manually upload transactions into QuickBooks Online.
 

Let us know if you have further questions.