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Hi there, @Simmo70.
I'm here to make sure you can connect your bank to QuickBooks Online.
First, let's confirm you have the correct user ID and password for the bank account:
After that, sign in to your bank account in QuickBooks. For the detailed steps, refer to this article and proceed to step 2: Enter your bank sign-in info in QuickBooks.
These articles will take you through some troubleshooting steps for bank error codes:
If there's anything else that I can help you with, please let me know in the comments sections below. I'll be here to lend a hand.