Thanks ReymondO !  Now if my customers want to start paying me online or via an EFT how does that work with QB? Also, if I put up a site on Shopify, then I would download the sales transactions from SHOPIFY not the bank. I'm still confused as to what TRANSACTIONS are originating at the bank that I would have to ADD.  Please help...still very very confused as to what/why people are using bank feeds and adding transactions!!  Some examples would really help.  Thanks!