Thank you so much, yawl answered so fast!  I've just looked at my QBO, which I only have on one computer and I am the only one using it.  I don't even have the customers CC number!  It isn't in the transaction, just the last 4 digits and I was EVERYWHERE in my merchant account.  I'm pretty paranoid and don't even surf the web from that computer, just QB and a few locked sites.  I'm thinking I'm good, and I appreciate your input SO MUCH!!!