There should be a BIG warning before entering and saving any string of numbers that would trigger a password requirement so that can be avoided. Small companies who do not take credit cards can avoid this easily if they know about it. 

Can the type of information that causes a password requirement be deleted so a used can go back to no password requirement? I did one single 1099 that was in the family and have been paying for it in days and days of lost time in trying to access Quickbooks. I am shopping for other software and just emailed the question if passwords were required before I buy other software.