Thanks for joining the thread, @yorkiemom_2 and bringing this concern to our attention.

QuickBooks Online (QBO) is compliant with IRS in tracking 1099. It doesn't allow certain electronic payments to be reported on Form 1099-MISC or 1099-NEC. These payments include credit cards, debit cards, gift cards, or PayPal payments. Thus, QuickBooks Contractor Payments automatically excludes these for you. 

For more details on tracking 1099, I recommend checking these articles:

• Create and file 1099s with QuickBooks Contractor Payments
• Create and file 1099s with QuickBooks Online
• Get answers to your 1099 questions
• Understand which payments are excluded from a 1099-NEC and 1099-MISC

Fill me in if you have other 1099 concerns or questions. I'll get back to help and make sure you're taken care of.