Thanks for getting involved with this thread, Glenn N.

U.S. tax law requires that a Form 1099-NEC must be filed for anyone you paid $600 or more in the previous year. You'll also need to file a 1099-NEC for any person you've withheld any federal income tax from under the backup withholding rules.

This can be contractors, freelancers, vendors, or any other type of non-employee. If you've previously reported any information in Box 7 of a 1099-MISC, which is the total amount of non-employee compensation, this data is now reported on 1099-NEC forms.

To properly identify if a 1099 is required for you paying a vendor by credit card, I'd recommend working with a tax professional. If you're in need of one, there's an awesome tool on our website called Find a ProAdvisor. All ProAdvisors listed there are QuickBooks-certified and able to provide helpful insights for driving your business's success.
 

I've also included a detailed resource about working with 1099s which may come in handy moving forward: Get answers to your 1099 questions
 

If there's any additional questions, I'm just a post away. Have a wonderful day!