Hi there, @dbacc. 

Thanks for getting back on this thread. We value your feedback and product suggestions and I appreciate you sending some.

These requests and suggestions are forwarded directly to the Product Development Team for consideration in future updates. This will also help them know how this feature will make your QuickBooks experience smoother.

With regards to your account settings concern, for the changes to take effect, you'll need to click the Done button after you select save.

Check out this article to help you personalize QBO to whatever you want: Edit company settings in QuickBooks Online.

I'm also including our Help articles for related references in managing your account and transactions.

The Community always has your back, so please let me know if you have any other questions. I'll be more than happy to help. Keep safe.